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Travel Hacking with Alli

🚨 The 90k Point Card Offers Are Ending Soon! 🚨

Published about 1 year agoΒ β€’Β 4 min read

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Happy Thursday, Reader!

This email is contains everything you need to know about my favorite business cards and the all-time high offer that is ending.

TLDR: The all time high 90,000 point card offers are coming to an end soon! While I don't have an official end date yet, in the past this normally means it's only a few days and it can disappear at any time. The bank is known for pulling "ending soon" offers without notice.

After the offer ends, the cards offers will return to their standard 75,000 point sign up bonus.

Not sure if you qualify for a business card? Check out this blog post that should answer all your questions. Spoiler alert - you most likely DO qualify for a business card!

If you're not sure how to fill out a business card application, check out my free template below πŸ‘‡πŸ»

The Details: My Favorite Business Card to Earn 5x Points​

  • 90,000 "Blue Bank" points after you spend $6,000 in 3 months
    • Note that the card is marketed as cash back - but you actually receive points as the sign up bonus.
  • Earn 5x points at Office Supply stores (on the first $25k per year)
    • Next-level hack is to buy Visa/Mastercard gift cards at an Office Supply store and use those gift cards for everyday purchases - essentially hacking your way to 5x points on anything!
  • Earn 2x points on gas stations and restaurants (on the first $25k per year)
  • No Annual Fee
  • 5x points on Lyft
  • 0% APR for 12 months. While I NEVER recommend going into credit card debt, if you are working on paying off debt, this could be a good option for you.

The Details: My Favorite "No Brainer" Business Card​

  • 90,000 "Blue Bank" points after you spend $6,000 in 3 months
    • Note that the card is marketed as cash back - but you actually receive points as the sign up bonus.
  • Earn an unlimited 1.5x points on everything - making it super easy to use it as an everyday card!
  • No Annual Fee
  • 5x points on Lyft
  • 0% APR for 12 months. While I NEVER recommend going into credit card debt, if you are working on paying off debt, this could be a good option for you.

Why I have 5 copies of these cards πŸ€“

These cards are my bread and butter. In my opinion, there are no other card offers on the market with such valuable, high sign up bonuses for a $0 annual fee.

"Blue Bank" points are my favorite type of points because of their impressive transfer partners that make them flexible and more bang for your buck. Some of my favorite transfer partners are Southwest, Hyatt, Marriott, United, Air France, JetBlue, and Virgin, but you can find the full list here.

Why you *should* have my favorite starter card before these cards

While these cards earn "Blue Bank" points (my favorite type of points!), the cards do not have the ability to transfer points to transfer partners.

BUT, if you have a "Blue Bank" card with the ability to transfer points, then you can combine your points and gain the ability to transfer your points.

I know this can be confusing. To put it plainly, if you have one of these 3 cards, you will be able to transfer your points to transfer partners:

If you do not have a card with the ability to transfer points, I would still argue that you should get one of these 90k offers while they are elevated. After you complete the minimum spend on the 90k offer, you can go back and get a card with the ability to transfer points.

How to qualify for these offers

In order to qualify for these offers, you must be below 5/24. The 5/24 Rule is a guideline set by the "Blue Bank" that states that they won't approve you for a new credit card if you've open 5 or more credit cards in the last 24 months. This includes credit cards from ANY bank, but typically doesn't include business cards

How to get MULTIPLE versions of these cards 🀩

You can get 1 copy of each card PER business that you own.

"Blue Bank" allows you to get the sign up bonus for their business cards once every 24 months. But there are many data points (myself included!) that you can get the sign up bonus again before the 24 month mark.

For example:

  • You can get a copy of each card for your (very) small business of selling clothes on
    Facebook, using your SSN on the application.
  • You can get a ANOTHER copy of each card for your Cupcake business that has an LLC, using your EIN on the application
  • If you had another business with an EIN you could snatch up 2 more copies!

While this news is bittersweet, don't fret! There will always be new hot card offers.

What questions do you have?! Reply to this email and I'll get back to you!

Happy Travels,

Alli

Due to compliance rules, I can no longer using the name of some banks or cards, or mentioning other branded features by name in our emails. In its place, I need to use generic words and language before linking out to information on my site where we do not have these limitations. Thanks for your understanding.

About Alli

I help people travel for free (or super inexpensively!) thanks to credit card rewards.

Though I've always loved and dreamed of traveling the world, it didn't exactly fit into my budget. That's why I got started exploring the world of travel hacking.

Credit card rewards has taken me on beautiful trips to Italy, Greece, Mexico, Paris, and more - for nearly free!

Thank you for your support! I work hard to bring you content for free! I earn a commission when you apply for a card using the application links from my site (at no cost to you). So, it means a lot to me when you can sign up for a card using my links 🫢🏻

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